The Mortgage Story

Moving Home

It's time for the next chapter, so come and speak to us, we'll help you to turn the page.

Navigating the process when it comes to moving home can sometimes be a bit tricky, over the years it’s sometime inevitable for your circumstances to have changed and perhaps that’s even the reason why you’ve decided to move. Maybe there’s been a change in job, a baby on the way or children leaving the family home, whatever that reason is we will ensure you’re getting the right mortgage to get you into your new home. 

 

*You may need to pay an early repayment charge to your existing lender if you remortgage*

What We Do For You

There’s a lot to consider when it comes to buying properties, but don’t worry, we’ve got you covered.

Source The Best Deals

Our role is to find you the best deal based on your circumstances and with access to the whole market, you can trust that we will find the best deal for you.

There can be a few moving parts to consider when moving home, for example if you’re still in your fixed rate period, we will weigh up the costs of porting your existing mortgage compared to remortgaging to a new lender. Whatever the situation, we’ll assess the options for you to make sure you get the best deal.

Provide Additional Services

There’s a lot to think about when it comes to buying a property, but there are other aspects, aside from mortgages that we can help with.
We can help with finding the right solicitor to deal with your case or even local firms to carry out your surveys if you like. It’s one less thing that you need to worry about.

Work Quickly and Efficiently

There’s nothing worse than having a mortgage adviser who takes days to respond to your last email. So, we’ve made it our mission to always be as responsive as possible so that you can get the answers that you need in as little time as possible.

 

We aim to provide you with quick quotes and will always progress your applications as quickly as we can.

Mortgages for Home Movers

If you’re looking to move to a new home then get in touch with us to assess your options. We will help you to navigate through the entire process, helping put the keys to your new home in your hands. 


For a free & personalised quote, get started by entering your details below.

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Check out our frequently asked questions below and if you have any of your own then get in touch and we'll happily answer those for you!

Moving Home FAQs

I've just got a new job and need to relocate, how will this impact my ability to get a mortgage?

Depending on when you will be starting the new job there are lenders who are able to consider your case and will use the income based on your signed contract for your new job. Lenders would usually require the new job to start within the next three months.

Come and speak to us if you're in this situation and we can help assess your circumstances and find the right lender for you. 

I'm still tied into my fixed rate but I need to borrow more money to purchase the new property, how can I do this?

There's a few options to consider here and we will sit down and talk you through them all. We can assess your current mortgage details to determine whether it would be more cost-effective to stay with your current lender and take a further advance with them compared to taking out the whole mortgage with another lender. We'll take into account the interest rates and other costs as well as any early repayment charges with your current lender when we assess the best options for you. 

Since taking out my initial mortgage I've had children, how will this impact my affordability?

 

 

I have equity in the property that I'd like to use for my deposit, do I need to have additional cash?

You don't necessarily need to have additional cash if you have enough equity to cover your deposit. You may want to consider keeping some equity or having cash to cover the additional costs such as solicitors fees and estate agency fees if you're selling your home through an agent.

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